Disciplined spending, saving, and investing are irrelevant without disciplined thinking. People are assets, “things” are not. Your mindset, skill sets, purpose, education, experiences in life, morals, values. It’s who you are as a person. Your mental capital. All of this is your HLV (Human Life Value). HLV is the source and creator of all PV (Property Value). You are your #1 Asset. Want more PV in your life, it’s a simple formula, Increase your HLV 1st.
Think of a Vault. Cash is King. Large amounts of cash, guaranteed, protected and liquid. Leveraging the economic value of certainty in every area of your life. Knowing versus hoping with your money. And then leveraging that knowing in your #1 Investment even more than before. Did you know the most successful corporations out there today have a tremendous amount of guaranteed cash on hand? Find out why and how you can have this; and in doing so, create more in every area of your life.
We are living during the most extraordinary time ever in human history.
Entrepreneurs are going to create more wealth for themselves and society over the next decade than we did during the entire 20th century.
We built Vault AIS™ for you to understand and leverage the principles underlying these economics forces at play.
Your marketing, sales, systems and your leadership. Think for a moment about where all the cash has come from in your life up to this point. The reality is, that is where it will continue to come from moving forward. It’s the area where you maintain control versus relinquish control. The area you have the most passion and expertise in. The most knowledge. The most opportunity. If you are to take any risk, take it here and nowhere else. Your #1 Investment is your business/career.
My wife Candice and I were introduced to Michael in 2012. When he introduced us to Cash Flow Banking we were amazed. Amazed that no one had ever told us about this before, and at what an incredible vehicle for wealth building this could be for us. Michael helped us convert an existing life insurance policy into one that was much better suited for cash flow banking. Since then we have purchased 2 other life insurance policies with the same company. We have borrowed money from our policies now on several occasions. Knowing we can avoid the hassle of borrowing from a bank, and pay ourselves interest has been very financially empowering. Seeing our cash value accumulate at 5% a month has been something we never experienced in any other investment vehicle. We are delighted with the security and peace of mind Cash Flow Banking has given us. Many Thanks Michael!
Jim and Candice
As a serial direct marketer, I am committed to helping entrepreneurs and businesses accumulate wealth...but I know that being truly successful also includes preserving that wealth too, making it possible to pass it on to future generations.
I know that teaching marketing alone will not get them where they need to go... And when I thought I wanted them to learn "what the Rockefellers did" in this area, I realized what I really wanted them to do was "what Garrett Gunderson and Michael Isom DO!."
What Would The Rockefellers Do? is a must-read for anyone interested in having their hard work (and wealth) last longer than one generation...and the polite way Garrett and Michael debunk much of what we think we know about building wealth is refreshing and instructive. And the best part it will lead to a course of action that will be game-changing for anyone's financial future.
Brian, Titans Marketing LLC and business builder at Boardroom Inc....and "serial direct marketer"
Working with Optic Financial has been one of the best decisions we have ever made. They have given us peace of mind that we not only have security in our financial future, but also have existing funds readily accessible for any current need that may arise. We find that we no longer worry about money for the future, which has allowed us to live in the present and enjoy life even more. Working with Optic Financial has been a great experience because of their passion and commitment to their clients' well being. We would encourage anyone who is considering working with Optic Financial to not wait, get started today!
Paul & Jennifer DDS
Using the Cash Flow Banking system has created great clarity around my finances and empowered me when making investments in myself and the people and things that I care most about in life.
“The educational process helped us to have greater clarity, decrease our actual risks, while allowing us to have use of the money to pursue some soul purpose living. Through the educational process and time invested in us we moved from a scarcity mindset to an abundance mindset. It is your level of commitment and caring that makes the difference.”
Paige & Michael, D.C.
The beauty of cash flow banking is that the more money you put into it, the more you will benefit. You don't have to worry about what the market is doing. Even if the market goes down, the money will never drop. And although it is mainly used by the very wealthy, you don't need to be rich to use cash flow banking. I wish I would have started utilizing it years ago.
"My Cash Flow Banking policy has become the cornerstone of my financial peace of mind. I'm now able to focus my attention on my Soul Purpose without stressing about my wealth."
Peter IV, #1 Best Selling Author of "The Fearless Mindset"
Cash flow banking, although simple in concept and relatively speaking in and of itself not a new idea, is a game changer! Some of the greatest minds of all time have said "simple is hard but simple is brilliant." This simple concept is brilliant and so much more. The key to cash flow banking is creating clarity of mind; when we have clarity we are free to pursue our God-given talent. Clarity of thought then provides massive leverage in the business and home life! Cash flow banking will not only improve your mindset, it will Improve your quality of life. Thank you Michael for brushing off the dust and uncovering this timeless concept for me; it's truly had a major life effect!
Michael and Garret have totally changed my perspective on investment strategies. What they teach is simple to understand and implement.
Garrett and Michael have done it again! This book is going to reshape our generation's thinking about wealth and the values that create a legacy. When you read "What Would the Rockefellers Do" and apply the principles, you will sleep very well at night, knowing that you have a plan to secure your family's future for generations to come.
Garrett Gunderson and Michael Isom are the Wealth Building Coaches that represent everything that I aspire to be as a Health Building Coach. They don't wait to be asked for direction. They start with Vision - a critical first step in manifesting a genuine objective for any significant domain in the landscape of life. Once Vision is clarified, the path to prosperity becomes crystal clear.
"What Would The Rockefellers Do" is the textbook that I needed. This book takes a tactical and practical approach to the proven methods and strategies that turn dreams into plans. If you are a student of financial abundance, this text is written for you. If you would rather sit idly-by and outsource your financial future - skip this book. But if you are ready to make informed decisions, take an active role in designing your destiny and sleep soundly at night - this is a must read.
Gentlemen, thank you for providing a path and a guiding light through the quagmire of financial strategy. I am empowered, I am equipped and I am confident that I now have the insight to direct my financial future - for today, tomorrow and for the generations that will certainly benefit from the foundation that I will leave as a legacy.
My aha moment was during a review of my previous life insurance product. The disappointment I felt after discovering that the current product was not what I believed it to be and that being on the back side of 55 if I was still insurable. Thankfully I was, and was able roll into a paid up whole life product with minimal tax consequence. Now I believe we are on the right track!
When the opportunity came up to buy a second dental practice I was able to use the cash value of my life ins. to meet the lender's requirement of having 10% of the total loan amount requested in liquid funds. If my money was tied up in 401k's they would not have given me a loan.
Michael's integrity is beyond compare. I've never met anyone else in finance like him. He truly cares about your future and is not out to make a quick buck. Thank you for all the value you have provided my family and for the economic certainty in my life.
Michael and his Team at Vault AIS opened our eyes to money management! We are beyond pleased with the level of service and professionalism, and look forward to a rewarding experience!
I have debated for some time how to approach my financial future. It is nice to have someone who has my best interest in mind.
There was value provided throughout the process, which I appreciated. Think the partnership is just as valaibale as the “protection” we’re investing in.
Very knowledgeable and helpful! I would recommend Vault AIS to anyone wanting to make a difference in their future and families future!
Mike was a tremendous help to expose a massive crack that was causing me to leak money in my retirement investments. I am very confident we are on the right track now to securing our financial future and my son's as well.
Michael worked with me one on one spending several hours explaining how to properly use Insurance products to protect my greatest assets; myself, my family and my business. I was able shift the risk involved with owning a small business to the insurance companies. I can now focus all of my efforts on the growth and expansion of my business and my legacy.
Micheal Isom was so knowledgeable about finance and economics that it made us feel very secure in working with him. He always asked what questions we had for him and answered in terms we could understand.
…very streamlined systems and easy to use. Very knowledgeable staff.
It took me two years to make a decision to do this type of investing. They answered every question I had and then some.
Michael and his team have been so helpful in helping me choose long term leagacy wealth building . Having the confidence that my family is taken care was a priority and Michael made that a reality for us. Thank you for your hardwork and the caring attitude you and your team have shown to help meet our needs.
Michael has provided clarity and direction - components that have not been present in my financial past. I have had consultants, advisers, financial planners - but never truly understood what was important, where my money was going and how it was working for me. I now have confidence knowing that the decisions I am making now, decisions that influence my family and my future, are the foundation steps leading to my legacy.
Cash flow banking has literally transformed our financial life. The peace of mind that we now have because we are no longer riding the emotional roller coaster of the financial markets. As a result we have become more productive and less stressed. It has also given the resources to have liquidity when we need to invest in ourselves through our businesses.
Michael Isom has been a pleasure to work with! Excellent at educating and explaining.
The experience has been awesome with the team at Vault AIS. They are helping us work our plan for our financial future.
Michael is very intentional with his process and we sincerely appreciated all the time he invested in us before we made any decisions. He helped us better understand what options we had and what was important to us. I feel much better about our future and glad to have Michael and his team as our partners.
We were very pleased with our experience with Michael. At this stage of our lives we were unsure where to properly invest our money
in a safe place and we found him to be very knowledgeable and felt comfortable at the very start of our conversation. He did not force us
in making our decision.
Ron & Karen E
Thanks to a great team, we feel like we are on the right track to financial security and success!
"We have really appreciated the time that Michael and Lacy have spent to help explain to assist us in setting up policies that are in our best interest. There was no pressure to jump into anything too quickly and the reasoning provided was very sound and understandable. We truly felt that there was effort beyond just selling another policy."