For years I wanted to be wealthy.Live wealthy.Be wealthy.Understand money. I wanted to know exactly what the big financial institutions knew about money.How it worked.What the financial institutions do with money is the exact opposite to what they teach us to do with...

Imagine for a moment that when it comes to financial planning and overall financial strategies that money was not the primary reason nor excuse as to whether you did or did not do something. This to me is Financial Freedom. Money not being the primary reason nor...

Imagine for a moment being out in a sail boat with a small sail. How fast would you be moving?How efficient would that be? It’s about efficiency.It’s also about leverage and utilization. MEC’s in a life insurance policy.A Modified Endowment Contract is a tax...

With all the uncertainty in the market today. people are wanting something other than all that market volatility. It’s important to recognize that having some uncertainty in our lives is healthy. Healthy? Yes, healthy. You see each and everyone of us have four basic...

At an early age in life, I had a strong desire to produce.7th grade to be exact. Cycletown Yamaha. This is where my love for Motorsports came into play.Imagine a 7th grader being able to ride the bikes around, work on them and just be around them daily. Haha, I loved...

Did you know the high bracket for Federal income tax in 1913 was 7%?Today it’s 37%. What about the time in between 1913 and today? That 7% high rate lasted for three years. Then it went to 15%.Then… make sure your sitting down for this next part. It then went to over...

"What is a good traditional IRA to get now before tax time?" That was the question I got via messenger just 2 days ago from a friend of mine. Me: Hey John, there is not one.Why do you think you want one?---John: to save some money on paying this tax return.I owe a lot...

Today more than ever I see people violating this. Violating Principle. And then they wonder WHY? Why am I not getting ahead with my money?Why am I not making the amount of money “I ought to be making”?Why am I not happier than I am in my money life?Why am I always so...

There is a massive amount of uncertainty in our World today. Inflation at record levels. Oil and gas prices. Feds just raised interest rates. Housing prices. Russia and Ukraine. Yes, and still Covid uncertainty. Wall Street. Government control. The risks of gambling...

Now, more than ever, is the time.Time for what you ask? This past week Wendy and I traveled back east to sit.Haha, yep to sit. Sit in silence. Sit in silence and quiet our minds.In this sitting we were able to create space.Space to then discover. Create. Get...

I distinctly remember middle school and early high school yearsbeing frustrating as hell;    I was confused as to where I fit in and had such low self-confidence. You see, I had a “story” about my physical body.I was “skinny” and I would tell myself that was not...

Just this last week I was slammed with COVID. Hit me hard. Wow! I pride myself on preventative maintenance in my life. All areas of my life. I had been traveling. Stress levels had increased for me and I was not managing it well. Being down like I was messed with my...

It’s the single greatest belief each and everyone of us can have. To live by.A core belief. One that shapes and effects all other areas of our life.A belief that when activated in someone abundance is secured and prosperity is a reality.Prosper and yes, Thrive.It’s...

As I sit here in my seat waiting to fly up to Salt Lake City from Saint George I’m reminded of the plane crash of my 2 business partners June 8th 2006.  Rey Hooper and Les McGuire.They were like brothers to me. I met the 2 of them along with Garrett Gunderson back in...

Below is a word for word self-talk tool that I use daily to put myself in power. I use this daily to reshape my mindset. I don’t always wake up with the mindset I know I can have. Below is some self-talk that I had this morning. I will be sharing this tool with all of...

Your digital accounts and assets now make up a large portion of your estate. What happens to them when you’re gone?Is your Estate prepared? Most aren’t! It can be costly (and more than just money) It was not that long ago that the average person had up to 10...

When we see ourselves as the #1 Asset and our actions show it. I mentioned last week that of being a wise steward. I want you all to view this as something that is empowering. Not something that takes away.Think about it this, when you have young kids at home you are...

Every week I remind you how important the AIS Triangle™ is and how to always think of yourself as the #1 Asset. Planning your retirement is a crucial step in this process and we hope this article from Truth Concepts can help you better understand. "The reality...

This August I will turn 50.50 years old.   I am challenging myself to think about the next 25 years of my life and what I want it to look like.It’s super exciting. What do I want the next 25 years of my life to look like? What do you want the next 25 years to look...

The Parallel Paths Everyone we meet has to be on two parallel paths. The first path is the Protection Path and what I mean by that is protection from liability disability and death.And that’s about the type, the amount, and the positioning of that protection. The...

Investing vs. Saving You have heard me talk about it before, investing is not saving.These two have different purposes and demand different strategies. Savings requires a very low degree of risk, whereas investing allows for some, but not too much. For many, a...