My wife Candice and I were introduced to Michael in 2012.  When he introduced us to Cash Flow Banking we were amazed.  Amazed that no one had ever told us about this before, and at what an incredible vehicle for wealth building this could be for us.  Michael helped us convert an existing life insurance policy into one that was much better suited for cash flow banking.  Since then we have purchased 2 other life insurance policies with the same company.  We have borrowed money from our policies now on several occasions.  Knowing we can avoid the hassle of borrowing from a bank, and pay ourselves interest has been very financially empowering.  Seeing our cash value accumulate at 5% a month has been something we never experienced in any other investment vehicle.  We are delighted with the security and peace of mind Cash Flow Banking has given us. Many Thanks Michael!

Jim and Candice

Highest Yield, Safest Place

Oh, the grind of education. Yes, I said it, The Grind of Education. Question for me then becomes, how do you define Grind? Elementary?  Fun for me. Not a grind Middle School? A grind for me at first 9th and 10th grade? A grind at first 11th and 12th, College? Not a...

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Highest Yield, Safest Place

There I was 30,000 feet above the ground flying back from Kansas with my beautiful bride, Wendy Lu. Oh, how I love her. Oh ya, I’m writing an email, Oops got totally sidetracked when I thought of her. Almost 25 years and I am more in love with her today than I have...

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Who took your power?

Do you remember the day you were conceived? Yes, the day of conception.   I don’t. But what I do know is this Big Massive Truth: I was 1 of 300 million little sperm to make it.  300,000,000 : 1 I made it. You made it. We made it. Can you hear me? Can you really hear...

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You are the Problem…

I distinctly remember middle school  and early high school years being frustrating as hell;  I was confused as to where I fit in and had such low self-confidence. You see I had a “story” about my physical body. I was “skinny” and I would tell myself that was not a...

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Produce your way out of it

I can always produce my way out of it. Have you ever said this or felt this way? I’m reminded this morning of the principle, Easy Hard, Hard Easy. For years of my life, I would say, I can always produce my way out of it. Have you ever said this or felt this way? In...

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Crucial Money Conversation #1

I’m going to get Real, Raw and Relevant with you on this one.   I'm writing this on December 4th, 2017. Why am I stating the date like this? Because today is my 24th Wedding Anniversary. 24 years ago, at the oh so young age of 22, Wendy and I said yes. Wendy was only...

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Whole Life is under scrutiny.

Trust No One With Your Money!   There, I said it and I’ve been saying it for years:  "Trust no one with your money." This holiday season I am Thankful, Appreciative, and Celebrate the fact that I am aware. Yes, I am thankful for my health and my family. It is so much...

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Urgent Financial Motivation

This past week Wendy and I booked a flight to SLC. We had been wanting to connect with Garrett and Carrie Gunderson. Garrett is my co-author for What Would the Rockefellers Do? Garrett and I have a long history, dating back to August of 2000 when I first met him. He...

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Secrets From My Board Meeting

My hands were sweating anticipating the input I would receive from the Chairman of my Board.    Recently I flew to Austin, TX to attend my quarterly board meeting. Do you live there? Ever been? Heard great things about Austin? I really enjoyed it. Clean city. Great...

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I Was Frustrated As Hell. . .

Up a Tree and No Way Out! There we were, 34 miles out in the middle of the desert. Broken. Beat up. Frustrated as hell. Many of you know I started a race team earlier this year. Mobbin Racing. Check out our exciting race documentaries on FaceBook. September 23rd, I...

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The Economic Value of Certainty

This is supposed to be an article about Whole Life Insurance, and for those who have “eyes to see” it is. However, before discussing product, philosophy and process must first be scrutinized. Only then will we be in a position to determine the value of a product. The...

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Financial Anxiety

A Gallup poll on April 2017 showed that the majority of Americans are worried about: “Not being able to maintain the standard of living you enjoy.“ Financial Anxiety - "an extreme emotional stress that hits most Americans sometime during their life." This stress...

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