My wife Candice and I were introduced to Michael in 2012.  When he introduced us to Cash Flow Banking we were amazed.  Amazed that no one had ever told us about this before, and at what an incredible vehicle for wealth building this could be for us.  Michael helped us convert an existing life insurance policy into one that was much better suited for cash flow banking.  Since then we have purchased 2 other life insurance policies with the same company.  We have borrowed money from our policies now on several occasions.  Knowing we can avoid the hassle of borrowing from a bank, and pay ourselves interest has been very financially empowering.  Seeing our cash value accumulate at 5% a month has been something we never experienced in any other investment vehicle.  We are delighted with the security and peace of mind Cash Flow Banking has given us. Many Thanks Michael!

Jim and Candice

Crucial Money Conversation #1

I’m going to get Real, Raw and Relevant with you on this one.   I'm writing this on December 4th, 2017. Why am I stating the date like this? Because today is my 24th Wedding Anniversary. 24 years ago, at the oh so young age of 22, Wendy and I said yes. Wendy was...

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Whole Life is under scrutiny.

Trust No One With Your Money!   There, I said it and I’ve been saying it for years:  "Trust no one with your money." This holiday season I am Thankful, Appreciative, and Celebrate the fact that I am aware. Yes, I am thankful for my health and my family. It is so...

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Urgent Financial Motivation

This past week Wendy and I booked a flight to SLC. We had been wanting to connect with Garrett and Carrie Gunderson. Garrett is my co-author for What Would the Rockefellers Do? Garrett and I have a long history, dating back to August of 2000 when I first met him. He...

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Secrets From My Board Meeting

My hands were sweating anticipating the input I would receive from the Chairman of my Board.    Recently I flew to Austin, TX to attend my quarterly board meeting. Do you live there? Ever been? Heard great things about Austin? I really enjoyed it. Clean city....

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I Was Frustrated As Hell. . .

Up a Tree and No Way Out! There we were, 34 miles out in the middle of the desert. Broken. Beat up. Frustrated as hell. Many of you know I started a race team earlier this year. Mobbin Racing. Check out our exciting race documentaries on FaceBook. September 23rd, I...

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The Economic Value of Certainty

This is supposed to be an article about Whole Life Insurance, and for those who have “eyes to see” it is. However, before discussing product, philosophy and process must first be scrutinized. Only then will we be in a position to determine the value of a product. The...

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Financial Anxiety

A Gallup poll on April 2017 showed that the majority of Americans are worried about: “Not being able to maintain the standard of living you enjoy.“ Financial Anxiety - "an extreme emotional stress that hits most Americans sometime during their life." This...

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Francisco’s Money Speech

“So you think that money is the root of all evil?” “Have you ever asked yourself,  what is the root of money?” This powerful question, asked by Francisco d’Anconia, begins the famous money speech in Ayn Rand’s epic masterpiece, “Atlas Shrugged.”  Widely accepted as...

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And I want you to Live.

Above were a few clips from a talk I gave March 25th, 2017. You are your #1 Asset, and I want you to live.  Planning with us at Vault AIS gives you, yes you, the permission to truly live. To know, versus hope with your money.  There is tremendous economic value with...

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Drum roll, Please…

This is the official launch of Vault AIS. Drum roll, please. I've envisioned this for the last several years and it's now a reality. Full functioning virtual e-learning site. Welcome to Vault AIS Added sections are already being developed. Client login Interactive...

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