Permanent life insurance is a great way to fund a business succession plan, yet 40% of business owners don’t have life insurance. Permanent life insurance offers five advantages you won’t find in common funding options like loans and working capital: Guarantees a fund...

Make sure your 2021 New Year wealth goals cover these 3 key elements.  Everyone loves to succeed, but too often we build new year goals that are mere “pie in the sky” ideas without any system to actually bring them about. Make sure this year’s money plan sets you up...

True or False: Looking down the barrel of a government gun isn’t the time to make well-informed decisions. When do you make decisions? When you are forced to or when you are free to? Every day you are faced with choices big and small. I’m constantly reminded of the...

We are in a snowstorm of an economy! Politics, Viruses, Vaccines, Freedoms, Equality… There is black Ice out there and it can be damn hard to spot! Some are frustrated that markets are not behaving the same as 2018 & 2019. Some hardly feel the difference. Some are...

Recently I asked the group on Facebook if they would rather leave a pile of cash behind for their kids or the knowledge on how you created that pile of cash? Almost unanimously the answer was "I'd rather leave the knowledge." So, we followed up with “What knowledge...

Do you believe your #1 Investment is your business or career or do you believe that somebody else's business (i.e. a mutual fund or a stock, which is somebody else's business) is the #1 Investment out there today? Think about it for just a moment. What has put the...

Last Saturday I asked this question on my Facebook profile: “What keeps you up at night when it comes to money?” Out of all of the responses, this ONE really stood out to me. "Not that there isn't enough of it but that I didn't do enough to get what was mine."The...

Ask yourself this question:Are the dreams & goals for my family the same whether I am here or not? Today, I had a somber reflection, one that brought a tear to my eye. A small business owner friend of mine, who is about my age, died last night from a rare blood...

You know that feeling when you're so upset you can’t even think? What is it like for you when you fight with your spouse over money?   At times it has outright disabled me.   When was the last time you had a disagreement around money with your spouse?   Collided in...

Those who commit to maximizing savings find that their finances expand to meet and often exceed their initial desired outcomes. This “LAW” always works! Whether you have term insurance, whole life insurance, or no life insurance at all, it works. Have you ever noticed...

I’ve met way too many “savvy savers” and “incontinent investors” who have NO clue where they are going financially. Oh sure, they know a general direction… But when asked if they are saving enough, I get one of three responses. They get mad at me for asking. They get...

I’m tired of hearing: Growth is painful, Change is painful, You have to feel pain in order to get stronger, Out of the pain comes the glory… Say’s who? Phrases made up of laziness and victimhood. Look, I know growth can come by extracting the life lessons from...

The methods used in production are being challenged!What worked yesterday may no longer work today. I know you have felt this in a profound way this year. If you are not careful, this shift in production will destroy your business, finance, and most tragically your...

I was once served by a vegetarian waitress at a steak house. I, unknowingly, asked her what the restaurant’s best meat cut was… She answered, "I don't know, I don't eat meat." At least she was honest. But it reminded me of an old African proverb that says something...

This past weekend was my first race back after the COVID shutdown and I made a ROOKIE mistake! I speculated,I got in dirty air and hit a surprise dry ditch without ever slowing down… OUCH! The car is fixable...and luckily James and I were relatively unharmed, but I...

Today, I am heartbroken reading about the young Alexander E. Kearns.Money and Finance play a major role in our lives.  I’m reminded of times when all of the noise about money in my life brought me to the floor contemplating the value of my own life.“20-Year-Old...

One of the core values at Vault AIS™ is that“People are the asset, things are NOT.” per·son·al au·ton·o·my/ˈpərs(ə)n(ə)l/ /ôˈtänəmē/ When you have the capacity, understanding, and freedom to make decisions for yourself or to pursue a course of action in life...