Those who commit to maximizing savings find that their finances expand to meet and often exceed their initial desired outcomes. This “LAW” always works! Whether you have term insurance, whole life insurance, or no life insurance at all, it works. Have you ever noticed...

I’ve met way too many “savvy savers” and “incontinent investors” who have NO clue where they are going financially. Oh sure, they know a general direction… But when asked if they are saving enough, I get one of three responses. They get mad at me for asking. They get...

I’m tired of hearing: Growth is painful, Change is painful, You have to feel pain in order to get stronger, Out of the pain comes the glory… Say’s who? Phrases made up of laziness and victimhood. Look, I know growth can come by extracting the life lessons from...

The methods used in production are being challenged!What worked yesterday may no longer work today. I know you have felt this in a profound way this year. If you are not careful, this shift in production will destroy your business, finance, and most tragically your...

I was once served by a vegetarian waitress at a steak house. I, unknowingly, asked her what the restaurant’s best meat cut was… She answered, "I don't know, I don't eat meat." At least she was honest. But it reminded me of an old African proverb that says something...

This past weekend was my first race back after the COVID shutdown and I made a ROOKIE mistake! I speculated,I got in dirty air and hit a surprise dry ditch without ever slowing down… OUCH! The car is fixable...and luckily James and I were relatively unharmed, but I...

Today, I am heartbroken reading about the young Alexander E. Kearns.Money and Finance play a major role in our lives.  I’m reminded of times when all of the noise about money in my life brought me to the floor contemplating the value of my own life.“20-Year-Old...

One of the core values at Vault AIS™ is that“People are the asset, things are NOT.” per·son·al au·ton·o·my/ˈpərs(ə)n(ə)l/ /ôˈtänəmē/ When you have the capacity, understanding, and freedom to make decisions for yourself or to pursue a course of action in life...

I’m putting on my Kevlar vest… (metaphorically speaking) Some things can no longer remain unsaid! Too many of America's prominent business are going under!!! Want to be uniquely qualified to act in this marketplace? $ Dollars follow value created for others. $  Big...

I'm anticipating a change, but my commitment to the path remains the same! There is a point when I’m planning a family vacation where the tickets are purchased, and the deposits are made.  We’re not on vacation yet but we are all but certain that it’s going to happen....

Refi, Cash-out, and Invest in the Stock Mark? Passing the “Sleep Test” is key to building wealth and it’s only available through the AIS Triangle™. Look, we’ve all been tempted by the market. With the current interest rates and market posture, speculation has...

“What is the best tip, trick, or strategy for amassing wealth?” A question I’ve been asked hundreds of times. Maybe you’ve asked this before… I know I did once, and it cost me my family’s life savings. Seeking a “trick” to bandage a faulty mindset is a FOOLS ERRAND!...

The biggest lie in the financial world, and one that is backed by billions of marketing dollars... is that you have to work your ass off to build your business or career only to take your profits and invest them in another man’s company! As if you were saying that you...

How to separate the “Facts” from the “Feelings” By extracting the life lessons in the past,I can now turn on one of three business plans to cover any stress that comes at my business! That’s why with full confidence I can say, “We are here, and we are not going...