by Michael Isom | Feb 1, 2025 | Life Insurance
I’ve spent the last two decades helping clients architect their wealth using proven strategies that stand the test of time. One question that frequently comes up is the choice between whole life insurance vs IUL (indexed universal life). Today, I want to share the...
by Michael Isom | Dec 31, 2024 | Life Insurance
As we stand at the threshold of 2025, I’ve been reflecting deeply on what truly creates lasting wealth and happiness. Through my own personal journey and countless conversations with clients, one truth keeps emerging. That is that Human Life Value (HLV) is the...
by Michael Isom | Nov 2, 2024 | Life Insurance
As I write this, the 2024 presidential election is at its peak, bringing uncertainty for business owners across the country. Every headline focuses on fear, doubt, and worry about the future of our economy. With so much uncertainty, it’s easy to feel overwhelmed. I...
by Michael Isom | Oct 3, 2024 | Life Insurance
Building a financial and family legacy doesn’t just happen. It’s the result of a clear and well-executed wealth plan. As an entrepreneur, it’s critical that you first create a wealth plan based on sound principles. Next, you must stay focused as you execute the...
by Michael Isom | Aug 29, 2024 | Life Insurance
Retirement planning is a crucial aspect of financial security. Many people rely on traditional savings accounts, 401(k)s, or IRAs to fund their golden years. However, whole life insurance offers unique advantages that make it an attractive option for retirement...
by Michael Isom | Aug 5, 2024 | Life Insurance
Single premium whole life insurance is a whole life policy that you pay for in one payment. It’s also referred to as single pay whole life insurance. It’s a unique policy because you pay for it just once. But is it a good idea? I co-authored the bestseller What Would...
by Michael Isom | Aug 2, 2024 | Life Insurance
What’s the difference between saving and investing? Had you asked me that question in 2005-2006, I would have answered that over $4 million of my family’s savings was an “investment. I had not yet learned the difference. By the end of 2007, that difference cost me my...
by Michael Isom | Jul 30, 2024 | Life Insurance
When most people think about building wealth, they think of investing in stocks, mutual funds, and real estate. But there’s another often-overlooked option: dividend paying whole life insurance. Let’s discuss how to use this type of insurance for wealth...
by Michael Isom | Jul 29, 2024 | Life Insurance
For the right person, whole life insurance can be a foundational wealth planning tool. But it’s not for everyone. Let’s explore the pros and cons of whole life insurance to see if it’s for you. I co-authored the bestseller What Would the Rockefellers Do? with Garrett...
by Michael Isom | Jul 23, 2024 | Life Insurance
The living benefits of life insurance unlock many wealth planning possibilities for wise policyholders. However, living benefits of life insurance are only available in permanent insurance. This is life insurance that carries a cash value. This is opposed to term life...