Michael is very intentional with his process and we sincerely appreciated all the time he invested in us before we made any decisions. He helped us better understand what options we had and what was important to us. I feel much better about our future and glad to have Michael and his team as our partners.

Arin L

Money is Life

Why Vault AIS?   Optic Financial was created as a marketing company back in 2011. Now that we have clients in all 50 states,   The nationwide success of our book "What Would the Rockefellers Do?", And the ability to communicate the life and death message of...

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Don’t build and burn.

Building and burning comes from building, gambling and loosing. It also comes from no liquid guaranteed savings as a reserve to give us permission to build and sustain. Having a purpose behind us driving our passion. Transferring the risk in areas we are not unique in...

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My Newest Creation

Once upon a time, there was a young man searching for the truth to all things Financial.  This 1st started at the age of 22 selling cell phones while going to college. Little did he know he would be making over $20,000 dollars a month doing this. And at such a young...

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Do You Know Where You Are?

Years ago as a kid I went deer hunting with my dad. My two step-brothers and I decided to go off on our own into the mountains to look for deer. We were teenagers and thought we knew where there was "better hunting" than my dad. We ended up getting lost. I remember...

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Expand Your Retirement Income

Imagine never running out of money in retirement. What would that feel like? When someone thinks of saving or investing money, they usually think of the stock market; and for most people they are investing in a 401(k), IRA, stocks, or mutual funds. The traditional...

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We’re about to pay the price…

Imagine for a moment your entire life packaged up on a rollercoaster ride. The rollercoaster starts out slow and hey, you’re hopeful, because you’re heading up. But pretty soon, there’s a lull at the top, a sharp drop to the right, a swerve to the left and a couple of...

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Dating, Money, and Certainty

I am often asked, Michael what can I do differently to be successful with my money? Last night I took my Queen out to a nice dinner for our weekly date night. This was no ordinary date night. This was 1 of 8 original date nights I will be creating for us in the next 8...

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Is Money a Receipt?

Wake up! Are you awake? We create massive action in our lives and in our clients lives around money,  finance, and banking. Where are you at financially? Are you empowered by your money life? Are you a victim or hero in your life around your money? Money is a tool. A...

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Life…It’s Precious

Life...It's Precious I was in a 7:30 AM meeting the other morning. It was fascinating. I was listening to a doctor talk about the heart. He said that our hearts beat over 100,000 times per day. He had met with an 80-year-old patient earlier that week who had a leaking...

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The Cost of Not Having It

Remember hearing about that friend or acquaintance, a mother or father perhaps, that passed away unexpectedly and didn't have any life insurance? How did that make you feel about what their family was going through? Not only an emotional tragedy, but now a financial...

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