by Michael Isom | Jul 22, 2024 | Life Insurance
Choosing the best whole life insurance can significantly impact wealth planning. Whole life insurance offers financial security, steady growth, and peace of mind. But not all whole life insurance policies are built equally. So how do you find the best whole life...
by Michael Isom | Jul 19, 2024 | Life Insurance
When it comes to wealth planning, the benefits of whole life insurance cannot be overstated. Whole life insurance may indeed have higher premiums compared to term life insurance. (At least, in the short-term.) However, it offers numerous benefits that make it a...
by Michael Isom | Jul 18, 2024 | Life Insurance
Permanent life insurance is a great way to fund a business succession plan, yet 40% of business owners don’t have life insurance. * Permanent life insurance offers five advantages you won’t find in common funding options like loans and working capital: Guarantees a...
by Michael Isom | Jul 1, 2024 | Life Insurance
“Buy term and invest the difference” is a commonly promoted life insurance strategy. The alternative is to buy some form of permanent life insurance, or cash value life insurance. If a person can only afford term insurance, they may want to buy term and invest the...
by Michael Isom | Jun 26, 2024 | Life Insurance
The human life value approach is a way of calculating how much life insurance you should get. But it’s about far more than numbers and calculations. It’s also about much more than the life insurance your beneficiaries get when you die. The human life value approach is...
by Michael Isom | Jun 20, 2024 | Life Insurance
If you’re serious about building wealth, you’ve probably heard about overfunded whole life insurance. But is it right for you? Technically, the term “overfunded whole life insurance” is a misnomer. Reason being, if you overfund whole life insurance too much, it can...
by Michael Isom | Feb 16, 2024 | Thoughts on Financial Security
The other day Wendy and I took the pre-runner out for a little rip. It’s so much fun for me to explore around the desert and mountains of Southern Utah.We truly live in an amazing part of the country.The headphones that we were wearing allowed us to talk to each other...
by Michael Isom | Feb 2, 2024 | Thoughts on Financial Security
This last year I developed a slight fear of dying. It was not fun. I would wake up in the night thinking about it. Go to bed thinking about it. Have it pop into my mind at random times throughout the day. I’ve had a few people I know, friends and clients, who have...
by Michael Isom | Jan 26, 2024 | Thoughts on Financial Security
Lacey here with exciting news about my family! My husband, Tyler, who serves in the Army, has been assigned to a new station in Connecticut. This means that we, along with our energetic 4-year-old son, Anthony, and our sweet 10-month-old, Isaiah, will be relocating...
by Michael Isom | Jan 19, 2024 | Thoughts on Financial Security
People hide when they are in scarcity. They hide and they shrink. They retract. They don’t expand. There is no expansion. Just retraction.Life becomes unfulfilling. Loss of desire and hope. They stop believing in themselves and others.They blame others for their...