The other day Wendy and I took the pre-runner out for a little rip. It’s so much fun for me to explore around the desert and mountains of Southern Utah.We truly live in an amazing part of the country.The headphones that we were wearing allowed us to talk to each other...

This last year I developed a slight fear of dying. It was not fun. I would wake up in the night thinking about it. Go to bed thinking about it. Have it pop into my mind at random times throughout the day. I’ve had a few people I know, friends and clients, who have...

Lacey here with exciting news about my family! My husband, Tyler, who serves in the Army, has been assigned to a new station in Connecticut. This means that we, along with our energetic 4-year-old son, Anthony, and our sweet 10-month-old, Isaiah, will be relocating...

People hide when they are in scarcity. They hide and they shrink. They retract. They don’t expand. There is no expansion. Just retraction.Life becomes unfulfilling. Loss of desire and hope. They stop believing in themselves and others.They blame others for their...

Here is THE life lesson of the year for me, if I were to sum it up. It’s one I struggled with not wanting to accept for a few years now. After this year, 2023 I am now convinced it’s true. CHOOSE YOUR HARD. There I said it. I know, I know, many of you reading this are...

Less than two weeks ago Wendy and I with our son drove to Las Vegas and stayed the night in the Trump hotel. The Trump hotel in Vegas does not have a casino in it. We like that. #nogambling Our daughter and her finance Corbin, along with our grandson Weston, drove...

Who here is familiar with what an income statement and a balance sheet is? A property value balance sheet. Assets and liabilities. Assets minus liabilities equals the equity in a property value balance sheet. Take a home valued at 1,000,000 and a mortgage of 500,000....

We have all felt the effects of inflation in our lives in the last few years. Record highs! Since Covid it’s been extremely challenging to know what to do. How to navigate the effects of an ever-changing market. Real Estate is super unpredictable.Extremely highly...

Interest rates are high and so are the gas prices (currently $4.99 a gallon where I live). My husband works about 40 minutes from our home in Arizona and while he loved his fast, orange Dodge Charger… that thing only gets like 13 miles to the gallon and we needed to...

The Safest Place on the Planet for your Money. Today we are going to look at risk on our cash with the recent SVB bank closure. Remember The AIS Triangle? #1 Asset, #1 Investment and #1 Strategy. The #1 Strategy with cash that you are going to relinquish control of...

STORYIt’s Thursday morning, I’m up at 5am getting my shit together. Ha! Ya that’s what it takes for sure.Celebrating and appreciating all that is. What a great feeling for sure. REVELATIONMy beliefs about living a high-quality life.What does this even mean you...

It was just yesterday that a client emailed in wanting to stop paying into their whole life insurance policy. You know what they say, “The market is lower it’s a great time to invest” or "buy low, sell high".Makes sense, I know, and is for sure tempting. DON’T DO...

What is Freedom? To answer this let’s first talk about the opposite of freedom. Bondage. Captive. Stuck. Boxed in. No way out. Mental Bondage. What does this mental bondage feel like? It’s painful.Frustrating.Fear that I’m always going to live like this.That there is...

Yes, I am concerned about our economy.Since early 2020 when Covid hit it’s been nothing but a roller coaster.If you weren’t sure that the media has an agenda, I think we can all agree that they do now. Who can we trust?What can you do?What should you be doing right...

My darkest days. The days when I felt lost.Confused.Frustrated the most.Disconnected. Especially around money in my life. These were the times when I was not clear about the core values I lived by. Core values. What we stand for and what we do not. Our beliefs. What...

My first real job was when I was in 7th grade. Makes me smile. CycleTown Yamaha. You guessed it. Motorcycles, and back then ATV’s. 3 wheelers. LOL Remember those? I washed bikes. Swept floors. Emptied the trash. And I got to ride all the bikes around the lot. I soon...

Executing an estate plan is not the final step in the estate planning process. Some assets such as life insurance, annuities, qualified plans and IRAs pass by contract to a beneficiary chosen (or not chosen) by the contract owner, and not via an estate plan (e.g.,...