by Michael Isom | Dec 9, 2019 | Education
The beneficiary of your life insurance policy. If you were to die today, where would you want that cash to go? Would you want it to go to your spouse, partner, significant other, straight to your kids or would you most likely want it to go into your living trust that...
by Michael Isom | Dec 5, 2019 | Binding the Policy, Education
How long do I have to pay premiums into my life insurance policy? How long do you want to pay premiums into your life insurance policy? For as long as you can. As long as money is coming into the front door, then it’s going into life insurance policy because...
by Michael Isom | Dec 5, 2019 | Education, Underwriting
Yes, If you bound your policy with a less desirable rating, then we can easily place you back into underwriting during the anniversary date of your policy. This is another great reason to schedule and attend your annual review meeting each year. If you have not yet...
by Michael Isom | Dec 5, 2019 | Education, Underwriting
Yes! You are not alone and it does not mean that your #1 Asset is any less valuable. Depending on your health history we may still be able to get you approved. We will simply submit a pre-underwriting inquiry with details of your health history. Once the underwriter...
by Michael Isom | Dec 5, 2019 | Binding the Policy, Education, Underwriting
No! When we submit your application we are only requesting to find out how much death benefit and at what rating the life insurance company will offer to you. Think of it similarly to getting your home or business appraised. (Only in a much more human way.) Once we...
