What does the underwriting process consist of?

What is Underwriting? Underwriting is a life insurers term for the time the insurance company is appraising the risk involved in offering you insurance. They take into account  your health, lifestyle, and medical history to ensure that the cost of the insurance is...

How long does the underwriting process take?

Typicaly the “underwriting” process takes about 30 days from when your application was submitted. Sometimes the process happens much more quickly. However, depending on if an exam is needed, if doctor records are needed, or if additional forms are needed, and...