A Luxury, Once Enjoyed

Those who commit to maximizing savings find that their finances expand to meet and often exceed their initial desired outcomes. This “LAW” always works! Whether you have term insurance, whole life insurance, or no life insurance at all, it works. Have you ever noticed...

Enough… What is Enough?

I’ve met way too many “savvy savers” and “incontinent investors” who have NO clue where they are going financially. Oh sure, they know a general direction… But when asked if they are saving enough, I get one of three responses. They get mad at me for asking. They get...

Pain is NOT a synonym for growth!

I’m tired of hearing: Growth is painful, Change is painful, You have to feel pain in order to get stronger, Out of the pain comes the glory… Say’s who? Phrases made up of laziness and victimhood. Look, I know growth can come by extracting the life lessons from...

ICU: Covid just hit a friend.

Hi, this is Jim from Michael’s office. Look, I get it, we are all tired of the chaos. That’s why I’m hijacking this week’s email! Every day the media pushes some new carnage into what they are leading us to believe is a 2020 train wreck. The doom and gloom. But is it...
The Barrier of Equal Effort.

The Barrier of Equal Effort.

There is a financial crisis happening in this country and it is about to get worse. There are two rationales that dominate the financial world right now. Two ways of thinking that are destroying both the economy as well as the overall happiness of American citizens....