Self-insuring Vs Buying Insurance

Self-insuring Vs Buying Insurance

Producers produce more value in the marketplace than they consume. Consumers consume more value than they produce. Producers are focused on value creation in the marketplace. So the question is,Does self-insuring help producers create more value in the marketplace?...
Asset Care: Hold on to your assets…

Asset Care: Hold on to your assets…

How Long-Term Care protects your legacy.  Long-Term Care Part 3 of 3…   As we wrap-up our series on Long-Term Care this November, I would like to thank those of you who have come forward with questions and real-life situations in which you wish Long-Term...
The Cost of Not Having It

The Cost of Not Having It

Remember hearing about that friend or acquaintance, a mother or father perhaps, that passed away unexpectedly and didn’t have any life insurance? How did that make you feel about what their family was going through? Not only an emotional tragedy, but now a...
What is Risk Pooling?

What is Risk Pooling?

“Central Banks are going all in”   Negative rates Substantial quantitative easing in Europe and Japan Presents long-term risks-globally   “Collapse of commodities followed by a decent recovery”   “Bond and Stock markets...