As we step into a brand-new year, I want to begin with a simple message:
Abundance is not something you chase.
It is something you cultivate, starting with you.
At Vault AIS, everything we do is grounded in the AIS Triangle, because it reflects how real, sustainable abundance is actually created.
A — Asset
The #1 Asset in your life is you.
People are assets.
Things are not.
Most traditional financial planning focuses almost exclusively on the Property Value Balance Sheet, accounts, assets, net worth. That balance sheet matters, and we absolutely focus on it.
But there is a second balance sheet that determines everything else.
Your Human Life Value (HLV) Balance Sheet.
This includes your:
- Knowledge and education
- Experiences
- Values and principles
- Purpose and passions
- Relationships and health
It may also include liabilities:
- Limiting beliefs
- Destructive habits
- Fear or avoidance
- Behaviors that quietly erode confidence and peace of mind
Here’s the truth most people miss:
Human Life Value is the source and creator of all Property Value.
If you want more property value in your life, you must first increase your human life value.
There are good investors, not good investments.
I — Investment
Your #1 Investment is the area where you take intentional risk, not gamble.
The defining characteristics of a true investment are:
Control
Human Life Value
The place where you have the most control and the highest human life value is your business or career, your area of expertise.
Ask yourself:
What has put the most cash into my life up until now?
It wasn’t a stock, a fund, or a hot opportunity.
It was your ability to produce at a high level in what you know best.
When people get bored or disconnected, they often look for answers outside of themselves, and relinquish control of money in areas where they have little understanding or influence.
That’s not investing.
That’s gambling.
And it’s completely unnecessary.
S — Strategy
Your #1 Strategy for money you will relinquish control of should always be the same:
GPL — Guaranteed. Protected. Liquid.
This is why we use properly structured, optimally funded whole life insurance.
It is the only financial tool that delivers all three:
- Guaranteed
- Protected
- Liquid
This strategy isn’t about chasing returns.
It’s about protecting what matters most:
Your peace of mind.
Your confidence and courage.
Your ability to enjoy life and continue producing at your highest level.
Liquidity gives you freedom, the freedom to deploy capital back into your business,
career, and life decisions you were going to make anyway.
That freedom compounds into an exceptionally high rate of return over time.
As We Enter 2026
My hope for you this year is simple:
Stay focused on what actually creates abundance.
Protect the asset that creates everything.
Invest where you have control and human life value.
And use strategies that preserve peace of mind while expanding opportunity.
Thank you for trusting us with your financial life, and for referring those you care about most to experience the clarity and confidence the AIS Triangle provides.
That trust means more than you know.
Here’s to a long life,
a life of purpose,
and a legacy that truly lasts.