by Michael Isom | Jul 22, 2024 | Life Insurance
Choosing the best whole life insurance can significantly impact wealth planning. Whole life insurance offers financial security, steady growth, and peace of mind. But not all whole life insurance policies are built equally. So how do you find the best whole life...
by Michael Isom | Jul 19, 2024 | Life Insurance
When it comes to wealth planning, the benefits of whole life insurance cannot be overstated. Whole life insurance may indeed have higher premiums compared to term life insurance. (At least, in the short-term.) However, it offers numerous benefits that make it a...
by Michael Isom | Jul 18, 2024 | Life Insurance
Is whole life insurance a good investment? The bottom-line answer is that it is not an investment. It is a savings alternative that provides many additional benefits. So you don’t want to think of whole life insurance as an investment. However, for wise and...
by Michael Isom | Jul 1, 2024 | Life Insurance
“Buy term and invest the difference” is a commonly promoted life insurance strategy. The alternative is to buy some form of permanent life insurance, or cash value life insurance. If a person can only afford term insurance, they may want to buy term and invest the...
by Michael Isom | Jun 26, 2024 | Life Insurance
The human life value approach is a way of calculating how much life insurance you should get. But it’s about far more than numbers and calculations. It’s also about much more than the life insurance your beneficiaries get when you die. The human life value approach is...
by Michael Isom | Jun 20, 2024 | Life Insurance
If you’re serious about building wealth, you’ve probably heard about overfunded whole life insurance. But is it right for you? Technically, the term “overfunded whole life insurance” is a misnomer. Reason being, if you overfund whole life insurance too much, it can...
