As we stand at the threshold of 2025, I’ve been reflecting deeply on what truly creates lasting wealth and happiness.
Through my own personal journey and countless conversations with clients, one truth keeps emerging. That is that Human Life Value (HLV) is the foundation of everything we build, including all Property Value (PV).
True wealth isn’t just about the numbers in our bank accounts. It’s about the value we create through our relationships, our impact, and our personal growth.
Let me share the ten most powerful insights I’ve gathered about Human Life Value this past year. These aren’t just theoretical concepts. They’re practical wisdom that has transformed lives, including my own.
To dive even deeper into the importance of Human Life Value, get a free copy of my book, What We’re Worth.
What We’re Worth is a gripping story that inspires you to see your true worth beyond dollars. As you do so, you’re able to produce at a much higher level. Get your free hardcover copy now to realize your Human Life Value and skyrocket your production.
1. Anchor in Gratitude
Problem: Without daily gratitude, you risk overlooking the blessings in your life—your health, family, and opportunities. This creates dissatisfaction, resentment, and stress, despite external success.
Consequence: Failing to appreciate the people in your life (your true assets) can erode relationships with your spouse, children, and team. It also limits your capacity to attract more abundance.
Human Life Value Insight: When you focus on gratitude, you increase your emotional equity. This strengthens connections with others and enhances your productivity in your career or business—your #1 investment.
2. Reframe Your Scarcity Mindset
Problem: If you constantly feel “behind” or lacking, you operate from fear. This mindset drains your emotional and mental energy. This prevents you from seeing opportunities for growth.
Consequence: A scarcity mindset leads to burnout, poor decision-making, and strained relationships. It limits your ability to provide for your family or enjoy the wealth you’ve built.
Human Life Value Insight: People—not things—drive success. Reframing scarcity empowers you to lead with confidence. This in turn inspires trust and collaboration within your family and business.
3. Create Intentional Moments of Joy
Problem: If you’re too focused on work and daily tasks, you can forget to be present with your family or enjoy the small moments of life. This creates a cycle of disconnection.
Consequence: You may achieve financial success but lose the joy of being with your kids, the intimacy with your spouse, or the satisfaction in your life’s work.
Human Life Value Insight: Joy and connection are intangible assets that compound over time. Investing in intentional moments with loved ones strengthens your foundation and fuels your success.
4. Focus on Your Inner Wealth
Problem: Neglecting your spiritual and emotional well-being makes you feel empty, no matter how much financial wealth you acquire. You’re left chasing external validation instead of internal fulfillment.
Consequence: Over time, you’ll lose touch with your core values and purpose. This could lead to unhappiness, health issues, or even a midlife crisis.
Human Life Value Insight: Your inner wealth drives everything—your mindset, relationships, and business success. Neglecting this is like ignoring the engine in a high-performance car.
5. Shift Your Relationship with Money
Problem: Viewing money as the ultimate goal creates stress and fear. You become reactive, not proactive, about your finances, which spills over into your family and career.
Consequence: Financial success may come at the cost of your health, marriage, or time with your children. You risk becoming a slave to money instead of using it as a tool to build wealth.
Human Life Value Insight: Money is a tool to enhance the value of people in your life. Aligning your spending with your values ensures your wealth serves your legacy.
6. Simplify to Amplify Abundance
Problem: When life becomes cluttered—physically or mentally—you lose focus on what truly matters. This creates overwhelm, disorganization, and stress.
Consequence: A cluttered mind and environment lead to poor performance, damaged relationships, and missed opportunities.
Human Life Value Insight: Simplification allows you to prioritize your greatest investments—yourself, your family, and your business. Clarity enhances your capacity to lead effectively.
7. Surround Yourself with Abundance Energy
Problem: If you spend time with people who drain your energy or reinforce scarcity, your emotional and mental health suffers.
Consequence: Negative relationships weaken your confidence and make it harder to succeed in business and maintain harmony at home.
Human Life Value Insight: People are your most valuable assets. Surrounding yourself with those who inspire and support you enhances every area of your life, from your family to your career.
8. Accept and Love the Present You
Problem: Constantly feeling “behind” means you’re measuring your life against unrealistic standards. This leads to frustration, dissatisfaction, and low self-worth.
Consequence: Your inability to appreciate your current achievements can alienate your family and team, who see your success but feel unacknowledged.
Human Life Value Insight: Loving the present you is an investment in your emotional equity. This confidence spills into your relationships and business, making you a stronger leader and provider.
9. Serve and Give Back
Problem: Neglecting service and giving makes life feel transactional and self-centered. It diminishes your sense of purpose and connection with others.
Consequence: Without giving back, you miss opportunities to teach your kids about generosity, create a legacy, and strengthen your community.
Human Life Value Insight: Giving enhances your human life value by creating meaningful connections. It multiplies the impact of your wealth and success.
10. Commit to Feeling Amazing Daily
Problem: If you don’t prioritize your emotional and physical well-being, you’ll constantly feel drained and reactive.
Consequence: Over time, this leads to burnout, strained relationships, and declining health, making it harder to sustain your career or be present for your family.
Human Life Value Insight: Feeling amazing daily is a choice and a responsibility. When you invest in yourself, you’re better equipped to serve your family, lead your business, and enjoy the wealth you’ve worked so hard to create.
Grow Your Human Life Value to Leave a Legacy
By aligning with these 10 principles and recognizing that you are your greatest asset, you create a balanced, abundant life. One where your family thrives, your relationships flourish, and your business—the #1 investment—grows stronger.
Central to this transformation is adopting the #1 Strategy: when you relinquish control of cash, keep it guaranteed, protected, and liquid. This approach primarily protects your mindset. This allows you to enjoy life more and operate at higher levels in your career and business. A protected and guaranteed foundation eliminates the stress and fear that come with financial uncertainty. This empowers you to focus on what truly matters—your family, your health, and your purpose.
Liquidity ensures you can reinvest in your personal life and your business. It gives you control over future financial decisions. With this strategy, you become your own bank. This creates a sustainable system where your money works for you while preserving your peace of mind.
Nothing will fulfill you more or create a higher rate of return than fully embracing your human life value. This means you, your relationships, and your ability to produce. By living this way, you multiply your wealth, impact, and joy, building a legacy that lasts for generations.
To further develop your Human Life Value, get a free copy of my book, What We’re Worth.