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Is This You?

Is This You?

Most people have not planned for retirement.    Is this you?   —– Yet they all want to retire —– And if they have planned? IT IS FAR LESS THAN WHAT WILL BE NEEDED TO REPLACE THEIR INCOME My Father. Yes, my own Dad. Whom I loved so very much,...
What is Risk Pooling?

What is Risk Pooling?

“Central Banks are going all in”   Negative rates Substantial quantitative easing in Europe and Japan Presents long-term risks-globally   “Collapse of commodities followed by a decent recovery”   “Bond and Stock markets...
The True Cost of Avoidance

The True Cost of Avoidance

The True Cost of Avoidance Here is the reality, of what I have not only experienced myself, but seen in way too many families across the nation. Powerful Business Men, Women, couples, families who have been avoiding one of the most powerful conversations they could...