by Michael Isom | Jul 1, 2024 | Life Insurance
“Buy term and invest the difference” is a commonly promoted life insurance strategy. The alternative is to buy some form of permanent life insurance, or cash value life insurance. If a person can only afford term insurance, they may want to buy term and invest the...
by Michael Isom | Jun 26, 2024 | Life Insurance
The human life value approach is a way of calculating how much life insurance you should get. But it’s about far more than numbers and calculations. It’s also about much more than the life insurance your beneficiaries get when you die. The human life value approach is...
by Michael Isom | Jun 20, 2024 | Life Insurance
If you’re serious about building wealth, you’ve probably heard about overfunded whole life insurance. But is it right for you? Technically, the term “overfunded whole life insurance” is a misnomer. Reason being, if you overfund whole life insurance too much, it can...
by Michael Isom | Feb 16, 2024 | Thoughts on Financial Security
The other day Wendy and I took the pre-runner out for a little rip. It’s so much fun for me to explore around the desert and mountains of Southern Utah.We truly live in an amazing part of the country.The headphones that we were wearing allowed us to talk to each other...
by Michael Isom | Feb 2, 2024 | Thoughts on Financial Security
This last year I developed a slight fear of dying. It was not fun. I would wake up in the night thinking about it. Go to bed thinking about it. Have it pop into my mind at random times throughout the day. I’ve had a few people I know, friends and clients, who have...
