Our Blog
What is a buy/sell agreement?
What is a buy-sell agreement? I am not an attorney and I am not an accountant. So I am not giving tax advice or legal advice here. Simply put a buy-sell agreement is a document inside your LLC, S-corp, C-corp. It's a legal agreement that you have with a partner that...
Do I need life insurance on my Key Employees?
Do I need life insurance on key employees? Yes! Yes, you want life insurance on your key employees. Do you remember the conversation about transferring the risk versus retaining it? The #1 Asset in your business is you!People are assets, things are not. Human life...
How do I know how much life insurance I need?
How do I know how much life insurance I need? Producers buy as much life insurance as they can get. That's a pretty bold statement, is it? Producers Vs Consumers. Consumers consume more than they produce. Producers produce more than they consume.However, producers are...
Do you have a budgeting tool that’s based on the AIS Triangle?
Do we have a budgeting tool? We have something better than a budgeting tool. We have an empowering spending plan. Budgeting tools are boring, right?We have a workable PDF that will allow you to first eliminate emotion and get to the facts. How many times have you...
When do I pay back my policy loan
When do I pay back my policy loan that I took against my cash value? You can get that loan amortization schedule by going to calculator.net and put in the amount that you're borrowing, the interest rate, and the time period that you want to pay it back and it'll come...
* Are there any Calculators for using your policy as a bank.
Are there any Calculators for using your policy as a bank.
Reading Life Insurance Statements
Life Insurance statements. What should you know? What would you want to know? You get them on an annual basis. Open them. Read through them. These whole life insurance policies are not a registered security. You're not going to get monthly or quarterly statements;...
How do I extract life lessons from troubling experiences?
How do I extract life lessons from troubling experiences or any experiences, for that matter? The reason this is a frequently asked question is that AIS was born as a result of my commitment to extract the life lessons, apply them in my life, and assist you and...
How do I get a friend or family member on Michael’s Schedule?
Thank you for asking, we have built a referral tool for you to use.First of all, thank you for considering and trusting myself, and our team here at Vault AIS, to refer someone. It's a compliment. We take referrals seriously here at Vault AIS. Thank you very much for...
When to use your cash value for a policy loan and when not to?
Are you considering taking a policy loan? Let's get into the details of when it works best to take one, when you shouldn't, and how to pay it back.
* How often should I take the Financial Self Assessment?
How often do you want to take the financial self-assessment? Take it as often as you want. I would encourage you to take it at a minimum every year. When? The time that you get the card in the mail, and the emails from us to do your annual review.Take the time. Money...
Do you have any tools that will help me implement AIS into the other financial areas of my life?
Vault AIS™ Journal Protection Component Family Finance Guide The AIS Triangle -Book What Would the Rockefellers Do? Or purchase it HERE. Here at Vault AIS, there are other tools that will assist you in taking the AIS Triangle™ into all areas of your...
Can you remind me how to write down a Property and HLV balance sheet?
Below is an excerpt from "The AIS Triangle™" pages 21-35Draw two balance sheets on a sheet of paper. The first balance sheet is going to be what we call P.V. or your Property Value balance sheet....
Why we do what we do. (Part #2)
Last week we shared part #1 of our new Vault AIS™ mini-documentary. Why we do what we do... If you missed last week’s video, you can watch it here. This week takes a deeper dive into The Lessons Applied. Building Individual Networth Michael G Isom...
Why we do what we do. (Part #1)
After all these years. It's tough for me to go here. It was October, 2010 on a Tuesday morning when I woke up to someone knocking on our front door. I went to the door and opened it up as my father-in-law, LeGrand, and I said, " Hey LeGrand, what's up? It's early." He...
3 Basic Rules for Comfort (video)
Read the 3 Basic Rules for Comfort blog post here.
3 Basic Rules for Comfort
What is the #1 thing you can do to protect your mindset and be able to produce at your highest level? When the market makes the next “correction” you can find comfort in your #1 Strategy. There are 3 basic rules inside your #1 Strategy Who do you rely on the most...
How to Avoid Financial Flu (Video)
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