Our Blog
The Text I Sent My Family July 14, 2015
My family, I want each one of you to know how much I love and appreciate you. We have grown so much together. We have learned so much from each other. And we will continue to for many many years. Thank you all for choosing to love and support each other, especially...
The Retirement Savings Dilemma
Perspective Determines Action Do you know the answers to these questions? What is the purpose of saving money long term? What is the ultimate objective of my Retirement Savings? How much do we need to save? And where do we need to save it? Do I know how much I...
I’m not always positive and in an abundance mindset.
Yes, there are days when I’m not “feeling it.” I get frustrated, easily irritated or just not in “the mood.” But those days are few and far between. Thank goodness. …Or not? Having one of “those days” gives me perspective. If I choose for it to. Each of us has the...
My Personal Recipe For Happiness
I took the time to type this out because of the significance that it has played in my life. I hope you enjoy it. Let me know if you do. Why so much unhappiness even though we are accomplishing so many damn good things in our life? And then there are those who...
Time to WAKE UP
Every man is free to rise as far as he's able or willing, but the degree to which he thinks will determine the degree to which he'll rise." -Ayn Rand Some of the greatest stresses I hear from clients consist of saving and investment decisions they have made. They made...
FOR IMMEDIATE RELEASE – Michael Isom, featured guest on Influencers Radio Show
Influencers Radio show just interviewed me about what we do here at Optic Financial and my creation of the 20/20 Personal Banking System and it’s impact on individuals personally and professionally. We are excited to learn that the show has been syndicated and being...
Method vs Objective – Cash, 15yr or 30yr Mortgage… Which is Best?
In this technical analysis we are going to look at the true cost of owning a home over a 30 year period of time. Have you ever heard that you pay less interest on a 15 year mortgage versus a 30 year? Did you stop there concluding that since you are paying less...
The Highest Producing ROR is YOU and YOUR BUSINESS
In a recent client appointment the client asked me what my agenda was for our meeting together. I said to him, "To deepen your economic confidence through the principles of The Economic Value of Certainty". I then went on to share with him that 100% of the business...
A Text From My Son – It’s Implications and Impact on Finance and Money
As many of you know, my son Kadin and I started a race team together. We had our 1st race January 10th of this year. What an incredible experience that was for me to have shared with him. We have our next race this Saturday the 21st in Laughlin, Nevada. It's going to...
What do I do with My Own Money?
We have formed a story in our minds about money and then we continually find the evidence around us to support it. We don't get the evidence first; we start with the belief and then we go and get the evidence to support it. I made significant money selling cell phones...
What do the top income earning entrepreneurs do with their money?
They invest in things they can control. Their plans are simple They save a % of their money no matter what Any money they save outside of their control they make sure that it is: • Protected • Guaranteed • Liquid & Available no matter what The pain that I felt...
Is what you are doing with your money the most efficient?
I meet people every day, from all over the nation, from various degrees of professions making 100’s of thousands of dollars a year to millions. Not one, when they first meet me, know for certain that what they are doing is the most efficient thing they can be doing....
Dirt, Family, Racing and Cash Flow Banking
A year ago, I wrote down a really big goal to create and race in an off-road race with my son, Kadin. This goal was a really big one for me both mentally and monetarily speaking; to actually give myself permission to dream again and for that dream to become a reality....













